Since the term “Life Assurance” has been coined, I have always assumed that both Life Insurance and Life Assurance are names for the same form of insurance. But if you belong to my category don’t be heart broken because various financial wiz kids have got it wrong too. Life Insurance and Life Assurance perform two […]

Would we expect a policy to pay out?
Life Insurance YES
Income Protection YES
Mortgage Payment Protection Insurance YES
Critical Illness Cover NO
Private Medical Insurance NO
Source: www.lifesearch.co.uk
Life Insurance:
Full pay out as expected. There are no exclusions that we would expect to impact upon a claim.
Income Protection (IP):
Full pay out as expected when unable to earn as defined by the […]

We’re not being insensitive, honestly! We’re talking about your last gasp of smoke – have you given up smoking recently?
Did you know that smokers paying up to 60% more for their life insurance cover compared to non-smokers. So, besides the health dividend and the money saved on cigarettes, insurance companies will chip in with lower […]

There are approximately 20 various types of insurance policies available and auto, home, life and health top the charts.
The concept of insurance has been recorded to be first practiced as far back as 2nd and 3rd millennium B.C. Just about anything you think about or hold value too these days can be insured. Auto […]

Trying to save money wherever you can is important to us all. Insurance should be no different. Do not assume that your agent knows everything about you and your vehicle. CarInsurance.com goes out of their way to find all the possible discounts that are available to each customer.
Drivers should take advantage of all discounts that […]

The healthcare industry is in a state of crisis. Health Insurance rates are rising by 10 to 15 percent each year. In some cases these increases are causing companies to reduce or drop all healthcare benefits to their employees. Employers experience high turnover rates and lose productivity in attempting to refill the newly vacant […]

If you are fortunate enough to be self employed it can be extremely difficult to find affordable health insurance – research indicates that many people don’t go self employed for this very reason. Generally speaking, if you are employed by a large company, you have more options for affordable health insurance through your company’s group […]

Whether you’re buying clothing or shopping for car insurance,
you always want to get the best value for your money. So, what’s
the secret to finding reliable, affordable car insurance?
Shop around for the best deal. Get several car insurance quotes
from different insurance companies before you buy or renew your
policy. Insurance companies vary, so you could get […]

Insurance premiums are calculated according to several risk factors. These are the factors identified by the insurance company as most likely to have an impact on the insured against risk occurring. Insurance is a significant cost associated with the item insured and should not be rushed into. It is always a good idea to shop […]

Drivers should take advantage of all discounts that many providers offer, that can significantly reduce the cost of car insurance. Understanding discounts and how they can affect car insurance premiums can help smart shoppers make better decisions about their coverage and possibly save themselves some money in the process.
Read below to identify possible discounts that […]